Big Discounts on InCapital Europe Equity Income Plan

Incapital
Equity Income Plan - FTSE 100 Series 11

2.5% Discount

Key Dates

Download Brochure
Closing Date: 11 June 2012

Download Application Forms
ISA Transfer closing date: 01 June 2012

Order literature by post

To gain a full understanding of this Plan it is important that you read the brochure carefully, including the Terms and Conditions. If you are unsure about anything, please seek financial advice to ensure the Plan suits your requirements and overall investment planning. Remember, the information in this brochure does not constitute tax, legal or investment advice and Moneyworld has given you no advice. Please read our terms of business before proceeding.

Summary

• Investment Term: 6 Years

• Income: 1.85% Fixed Income Payable Every Quarter (7.4% pa), if the index is at or above 60% of the initial level.

• Underlying Index: Capital Repayment linked to FTSE® 100 Index (see ‘Underlying’ Index section on page 7 of the plan brochure)

• Counterparty: Barclays Bank Plc (S&P A+ rated at time of publication) (see ‘Counterparty’ section on page 6 of the brochure)

• Capital Protection: 60% Bermudan Barrier (quarterly monitored)

• Observation Points: 24 Income payment and capital protection barrier monitoring points (see pages 3 and 4 of the brochure for illustration)

• Tax Treatment: Income received on direct investments is likely to be subject to Income Tax (see page 12 of the brochure for details)

Considerations for Investing

If the following statements apply then an investment in the plan may be appropriate:

• Investors are taking advice from an independent Professional Adviser;

• Investors want a ‘structured’ investment, provided by a single institution;

• Investors understand and accept that capital invested is at risk – and may be lost in part or in full;

• Investors understand the value of the Underlying can go down as well as up;

• Investors are willing to hold and remain invested in the Plan to maturity;

• Investors are willing to accept the risk of fluctuations in the value or level of the Index;

• Investors have a minimum of £5,000 to invest and sufficient funds available for emergencies.

If the following statements apply then an investment in this plan may not be appropriate:

• Investors are not taking advice from an independent Professional Adviser;

• Investors require capital protection and are not prepared to expose their capital to any risk, including Counterparty Risk;

• Investors do not want to invest in equities;

• Investors require a guaranteed return and/or capital growth potential;

• Investors are unable or unwilling to hold the Plan to maturity;

• Investors seek an investment for which there will be an active secondary market;

• Investors do not understand the terms of the Plan or the risks involved in investing in the Plan;

• Investors do not have sufficient funds available for emergencies.