To gain a full understanding of this Plan it is important that you read the brochure carefully, including the Terms and Conditions. If you are unsure about anything, please seek financial advice to ensure the Plan suits your requirements and overall investment planning. Remember, the information in this brochure does not constitute tax, legal or investment advice and Moneyworld has given you no advice.  Please read our terms of business before proceeding.

Summary

The Legal & General Inflation Protected Deposit Bond is designed to offer, at the end of the five year term, the return of your original capital, plus:

• A 16% minimum return, or if greater;

• 100% of any growth in the Retail Prices Index

This plan can be held as a Deposit plan or a cash ISA.

The growth of the Retail Prices Index will be measured using the level of the Index in January 2012 and the level of the index in January 2017.

You will earn pre investment interest at a fixed rate equivalent to 0.60% gross/AER from the date your payment is treated as cleared until 19 March 2012. This interest will be included in your total investment amount.

Considerations for Investing

If the following statements apply then an investment in the plan may be appropriate:

• your money to be invested for a fixed term of five years

• a known minimum return on your money

• the potential for a return linked to the Retail Prices Index

• a deposit based plan or cash ISA (and you have other money set aside for short term needs/emergencies and any debts you may have);

• a new home for your cash ISA

If the following statements apply then an investment in the plan may be appropriate:

• access to your money during the fixed term

• an investment in the stock markets;

• a way to set aside money for emergencies or to cover any debts;

• a return linked to shares.