To gain a full understanding of this Plan it is important that you read the brochure carefully, including the Terms and Conditions. If you are unsure about anything, please seek financial advice to ensure the Plan suits your requirements and overall investment planning. Remember, the information in this brochure does not constitute tax, legal or investment advice and Moneyworld has given you no advice.  Please read our terms of business before proceeding.

Summary

• The Merchant Capital Income Plan: FTSE Euro Stoxx Issue 2 runs for 6 years and 3 weeks.

• The Income is not dependent on the performance of the FTSE™ 100 Index and/or the Euro Stoxx 50® Index ("the Indices").

• You will be paid an income payment of 0.5% (paid gross) within 5 business days from the 17th day of each month for every month the Plan is held. If any of the income payment dates do not fall on a Business Day, then the relevant income will be paid on the next Business Day.

• You will receive your capital back in full, as long as both Indices are at or above 50% of their starting levels on 29 March 2018.

• If the level of one or both of the Indices on 29 March 2018 has fallen below its start level by more than 50%, your capital will not be repaid in full. In such a case, capital will be lost at a rate of 1% for each 1% the worst performing Index has fallen (see page 6 of the brochure for an example).

• Any return of capital and income payments offered by this Plan depends on Barclays Bank plc remaining solvent. If it becomes insolvent, i.e. bankrupt, they may be unable to repay your  investment. This is known as Counterparty Risk. If this occurs, you may lose some or all of your money and you will not be entitled to claim compensation under the UK Financial Services Compensation Scheme. You are however covered by the UK Financial Services Compensation Scheme if Merchant Capital becomes insolvent (see the Risk Factors on page 9 of the brochure).

• The Plan is designed to be held until the Maturity Date. If you cash in your investment in the Plan before the Maturity Date the sum you will receive could be substantially less than the amount you invested in the Plan.

Considerations for Investing

If the following statements apply then an investment in the plan may be appropriate:

• You understand that the return of your capital is linked to the performance of the Indices which may fall as well as rise.

• You understand that the return of your capital at maturity of the Plan on 23 April 2018 depends on the continuing solvency of the Issuer.

• You are comfortable with the fact that your capital may not be returned in full at the end of the term.

• You want your investment to provide income rather than capital growth.

• You can afford to leave your money invested in the Plan for the next 6 years 3 weeks.

• You understand that you may not be able to cash in your investment in the Plan, but if you can and do cash it in before the Maturity Date the sum you will get might not reflect the performance of the Indices to the date on which you cash in and you could receive less than the amount you invested in the Plan.

• You have £5,000 or more to invest.w

If the following statements apply then an investment in this plan may not be appropriate:

• You do not want an investment where the return of your capital is linked to the performance of the Indices which may fall as well as rise.

• You do not feel comfortable with the fact that any income payment and the return of your capital at Maturity of the Plan depends on the solvency of the Issuer.

• You cannot afford to risk your capital.

• You do not have other savings or investments that are easily accessible to cover emergencies.

• You want to add to this investment from time to time or at regular intervals.

• You do not have at least £5,000 to invest.

• You are unsure how the Plan works.

• You require capital growth from your investment.